253 Williams Switch Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 253 Williams Switch Rd, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1957
Lot Size	0.81 acres (35,284 sqft)
Owner	Owner Name on Record
Last Sale	$15,000 (May 2010)
Tax Bill	$281 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`049101 05800`

Property Details

APN / Parcel Number

Primary APN	`049101 05800`
Alternative APN	`101 05800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1981
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	214 ft deep x 164 ft wide
Terrain	Rolling
Garage Type	Unfinished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	253 WILLIAMS SWITCH RD
City	RIPLEY
State	TN
Zip	38063-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 03, COUNTY AREA: R50
Jurisdiction	LAUDERDALE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	50600

Owner

Source: Lauderdale County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 491, RIPLEY, TN 38063-0491

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Loan Modification, Mortgage · Line of Credit BANK OF RIPLEY
Jan 23, 2017	Loan Modification, Mortgage BANK OF RIPLEY

Assessor's Deed Record

Last Sale	May 28, 2010 · Amount on Record
Deed Sale	May 28, 2010 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	0000614185
Deed Book / Page	614 / 185
Last Transfer Date	Jun 4, 2010
Transfer Doc	0000158900
Record Updated	Jun 8, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAUDERDALE TN
Property Address	253 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7803
Document Number	0000190929
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 491 RIPLEY TN 380630491, RIPLEY, TN 38063-0491

Mortgage

Document Number	0000190929
Date	Jan 31, 2020
Book Page	000735/000629
Instrument	190929

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Line of Credit
Term	36 Months
Due	Jan 30, 2023

Interest

Rate Type	Adjustable Rate

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAUDERDALE TN
Property Address	253 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7803
Document Number	0000181291
Book / Page	000695 / 000620
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 491 RIPLEY TN 380630491, RIPLEY, TN 38063-0491

Mortgage

Document Number	0000181291
Date	Jan 26, 2017
Book Page	000695/000620
Instrument	181291

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Term	36 Months
Due	Jan 25, 2020

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Ripley City
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00 (+1.44%)	$11,075 (-) Land $2,225 Building $8,850
2023		$11,075 Land $2,225 Building $8,850
2022	$277.00
2021			$44,300 Land $8,900 Building $35,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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