435 Williams Switch Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 435 Williams Switch Rd, Ripley, TN 38063

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,658 sqft · built 1941
Lot Size12.2 acres (534,917 sqft)
Owner2 Individual Names on Record
Last Sale$12,500 (Mar 2000)
Tax Bill$958 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN049101 05501

Property Details

APN / Parcel Number

Primary APN049101 05501
Alternative APN
  • 101 05501

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,658 sqft Living Area
1st Floor Area4,106 sqft
Upper Floors Area780 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area534,917 sqft (12.2 acres)

Exterior Amenities

PorchOpen Porch
Porch Area264 sqft
Deck Area900 sqft
Patio Area1,010 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address435 WILLIAMS SWITCH RD
CityRIPLEY
StateTN
Zip38063-7805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 02, COUNTY AREA: R50 1 ADDITIONAL MOBILE HOME
JurisdictionLAUDERDALE TN
Township / Civil Division1
Census Block Group2
Census Block2000
Census Tract50600

Owner

Source: Lauderdale County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address435 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2000 · Amount on Record
Deed SaleMar 24, 2000 · Amount on Record
Prior SaleMar 14, 2000
Deed Document Number0000428666
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE TN
Property Address435 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7805
Document Number0000184537
Instrument DateDec 14, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address435 WILLIAMS SWITCH RD RIPLEY TN 380637805, RIPLEY, TN 38063-7805

Mortgage

Document Number0000184537
DateJan 5, 2018
Book Page000708/000762
Instrument184537
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 4, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityRipley City
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$958.00 (+1.59%)$37,725 (-) Land $9,400 Building $28,325
2023$37,725 Land $9,400 Building $28,325
2022$943.00
2021$150,900 Land $37,600 Building $113,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUDERDALE CO WATER SYSTEM
serves 9,092 people · EPA ID TN0000581
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williams Switch Rd

Nearby Streets

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