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  5. Williams Switch Rd

321 Williams Switch Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 321 Williams Switch Rd, Ripley, TN 38063

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,496 sqft · built 1937
Lot Size0.669 acres (29,185 sqft)
Owner2 Individual Names on Record
Last Sale$26,227 (Jan 2018)
Tax Bill$439 (2025)
Deeds & MortgagesJan 2018 Sale
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN049101 05600

Property Details

APN / Parcel Number

Primary APN049101 05600
Alternative APN
  • 101 05600

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1983
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,185 sqft (0.669 acres)
Lot Dimensions291 ft deep x 100 ft wide
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area280 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address321 WILLIAMS SWITCH RD
CityRIPLEY
StateTN
Zip38063-7803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 03, COUNTY AREA: R50
JurisdictionLAUDERDALE TN
Township / Civil Division1
Census Block Group2
Census Block2000
Census Tract50600

Owner

Source: Lauderdale County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address435 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7805
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Feb 27, 2017Loan Modification, Mortgage
BANK OF RIPLEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2018 · Amount on Record
Deed SaleJan 5, 2018 · Amount on Record
Prior SaleJan 16, 2008 · Amount on Record
Deed Document Number0000708795
Deed Book / Page708 / 795
Record UpdatedJun 8, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateJan 5, 2018
Property Address321 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7803
Document Number0000184548
Book / Page000708 / 000795
Instrument DateJan 5, 2018
Instrument184548
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$97.04
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAUDERDALE TN
Property Address321 WILLIAMS SWITCH RD, RIPLEY, TN 38063-7803
Document Number0000181843
Book / Page000697 / 000663
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2819 EDITH NANKIPOO RD RIPLEY TN 380638109, RIPLEY, TN 38063-8109

Mortgage

Document Number0000181843
DateMar 21, 2017
Book Page000697/000663
Instrument181843
Lender
NameBANK OF RIPLEY
TypeBank
AddressRIPLEY, TN 38063
Agreement
Term36 Months
DueMar 20, 2020
Interest
Rate6.5%

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityRipley City
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$439.00 (+1.62%)$17,275 (-) Land $2,175 Building $15,100
2023$17,275 Land $2,175 Building $15,100
2022$432.00
2021$69,100 Land $8,700 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUDERDALE CO WATER SYSTEM
serves 9,092 people · EPA ID TN0000581
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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