Contra Costa County property record for 497 Tharp Dr, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,101 sqft · built 1966 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $860,000 (Jun 2004) |
| Tax Bill | $15,369 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-321-001-6 |
| Primary APN | 257-321-001-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,101 sqft Living Area |
| 1st Floor Area | 2,101 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 105 ft deep x 10 ft wide |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 497 THARP DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | TRACT 3279 LOT 51 EX MR |
| Legal Subdivision | SUBDIVISION 3279 |
| Legal Tract | 3279 |
| Legal Lot Number | 51 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 352102 |
Source: Contra Costa County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 SLEEPY HOLLOW LN, ORINDA, CA 94563-1323 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2004 · Amount on Record |
| Deed Sale | Jun 18, 2004 · Amount on Record |
| Deed Document Number | 2004233311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 497 THARP DR, MORAGA, CA 94556-2546 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | PARIS |
| Document Number | 0000008733 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020-008733 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,247,179 (+2%) Land $797,617 Building $449,562 | |
| 2025 | $15,369.00 (+5.77%) | $1,222,726 (+4.04%) Land $781,978 Building $440,748 |
| 2023 | $14,531.00 (+1.59%) | $1,175,248 Land $751,614 Building $423,634 |
| 2022 | $14,304.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1995 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Etheric Communications, LLC., T-Mobile USA, Unwired.
5G (outdoors only) and 4G LTE
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