461 Tharp Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 461 Tharp Dr, Moraga, CA 94556 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1970
Square Footage	2,526 sqft Living Area
Lot Size	10,000 sqft (0.23 acres)
Garage	Attached, 501 sqft
Occupancy	Owner Occupied
Tax Bill	$11,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`257-321-005-7`
Alternative APN	`257-321-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,526 sqft Living Area
1st Floor	2,526 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Lot Area	10,000 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	501 sqft Garage

Location & Zoning

Street Address	461 THARP DR
City	MORAGA
State	CA
Zip	94556-2546
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT 3279 LOT 47 EX MR
Legal Subdivision	SUBDIVISION 3279
Legal Tract	3279
Legal Lot Number	47
Jurisdiction	CONTRA COSTA CA
Minor Civil Division	CENTRAL CONTRA COSTA
Census Blockgroup	1
Census Block	1014
Census Tract	352102

Owner

Source: Contra Costa County records · APN 257-321-005-7

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	461 THARP DR, MORAGA, CA 94556-2546
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 21, 2010
Transfer Doc	0000209991
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	461 THARP DR, MORAGA, CA 94556-2546
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091098
Date	May 13, 2020
Instrument	2020-091098

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$869,723 (+2%) Land $450,919 Building $418,804
2025	$11,193.00 (+5.7%) Homeowner's exemption	$852,671 (+4.04%) Land $442,078 Building $410,593
2023	$10,589.00 (+1.55%) Homeowner's exemption	$819,562 Land $424,912 Building $394,650
2022	$10,427.00

Flood & Wildfire

461 Tharp Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 77th percentile of exposed land nationally · 53rd in California
Wildfire Likelihood	High — about 1 in 201 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.