464 Tharp Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 464 Tharp Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,035 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$676,000 (Apr 2001)
Tax Bill	$13,055 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`257-340-004-7`

Property Details

APN / Parcel Number

Primary APN	`257-340-004-7`
Alternative APN	`257-340-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	2,819 sqft
1st Floor Area	2,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	464 THARP DR
City	MORAGA
State	CA
Zip	94556-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3279 LOT 155 EX MR
Legal Subdivision	SUBDIVISION 3279
Legal Tract	3279
Legal Lot Number	155
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	352102

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	464 THARP DR, MORAGA, CA 94556-2529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 4, 2001 · Amount on Record
Deed Sale	Apr 4, 2001 · Amount on Record
Prior Sale	Mar 5, 1998 · Amount on Record
Deed Document Number	200183057
Last Transfer Date	Oct 22, 2023
Transfer Doc	0000104344
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 23, 2023
Property Address	464 THARP DR, MORAGA, CA 94556-2529
Document Number	0000104344
Map Reference	MB 100 PG 41
Instrument Date	Oct 22, 2023
Instrument	2023-104344
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 THARP DR, MORAGA, CA 94556-2529

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	464 THARP DR, MORAGA, CA 94556-2529
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 THARP DR, MORAGA, CA 94556-2529

Mortgage

Document Number	0000149811
Date	Oct 4, 2022
Instrument	2022-149811

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,038,982 (+2%) Land $620,548 Building $418,434
2025	$13,055.00 (+5.73%) Homeowner's exemption	$1,018,611 (+4.04%) Land $608,381 Building $410,230
2023	$12,347.00 (+1.57%) Homeowner's exemption	$979,058 Land $584,757 Building $394,301
2022	$12,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Communications, LLC., T-Mobile USA, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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