456 Tharp Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 456 Tharp Dr, Moraga, CA 94556 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,256 sqft · built 1965
Lot Size0.23 acres (10,000 sqft)
OwnerCompany Name on File
Tax Bill$4,649 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN257-340-005-4

Property Details

APN / Parcel Number

Primary APN257-340-005-4
Alternative APN
  • 257-340-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,256 sqft Living Area
1st Floor Area2,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address456 THARP DR
CityMORAGA
StateCA
Zip94556-2529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3279 LOT 154 EX MR
Legal SubdivisionSUBDIVISION #3279
Legal Tract3279
Legal Lot Number154
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1010
Census Tract352102

Owner

Source: Contra Costa County records · APN 257-340-005-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address456 THARP DR, MORAGA, CA 94556-2529
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 25, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 15, 1999
Transfer Doc0000275400
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address456 THARP DR, MORAGA, CA 94556-2529
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083541
DateMay 25, 2018
Instrument2018-083541
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address456 THARP DR, MORAGA, CA 94556-2529
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 THARP DR, MORAGA, CA 94556-2529

Mortgage

Document Number0000201302
DateSep 11, 2020
Instrument2020-201302
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$268,575 (+2%) Land $88,078 Building $180,497
2025$4,649.00 (+5.23%) Homeowner's exemption$263,309 (+4.04%) Land $86,351 Building $176,958
2023$4,418.00 (+1.35%) Homeowner's exemption$253,087 Land $82,999 Building $170,088
2022$4,359.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133521021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 1995, tidal / storm surge

Wildfire

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire LikelihoodAbout 1 in 201 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Etheric Communications, LLC., Unwired. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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