Lake County property record for 497 Guerrant St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,567 sqft · built 2019 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Jun 2023) |
| Tax Bill | $6,476 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-26-0001-000-01900 |
| Primary APN | 14-18-26-0001-000-01900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,567 sqft Living Area |
| 1st Floor Area | 2,567 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 85,813 sqft (1.97 acres) |
| Garage Type | Detached |
| Garage Area | 525 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Porch Area | 558 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1094526 |
|---|---|
| Street Address | 497 GUERRANT ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM NE COR OF SEC RUN S 1075.89 FT W ALONG CENTER LINE OF GUERRANT ST 50 FT S 8DEG 35MIN 30SEC E 376 FT FOR POB RUN S 29DEG |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ACREAGE |
| Legal Tract | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
Source: Lake County records · APN 14-18-26-0001-000-01900
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 497 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jan 17, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 05, 2018 | Warranty Deed, Transfer WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Jun 29, 2017 | Warranty Deed, Transfer LIBERTY TITLE MT DORA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2023 · Amount on Record |
| Deed Sale | Jun 19, 2023 · Amount on Record |
| Prior Sale | Dec 05, 2018 · Amount on Record |
| Deed Document Number | 2023072822 |
| Deed Book / Page | 6161 / 1987 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 19, 2023 |
| Property Address | 497 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0061611987 |
| Book / Page | 6161 / 1987 |
| Instrument Date | Jun 05, 2023 |
| Instrument | 2023072822 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1715, UMATILLA, FL 32784-1715 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 497 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0061611989 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 6161/1989 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 497 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0054141911 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 497 GUERRANT ST UMATILLA FL 32784, UMATILLA, FL 32784 |
| Document Number | 0054141911 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 005414/001911 |
| Instrument | 12938 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 05, 2018 |
| Property Address | 497 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0052070068 |
| Book / Page | 005207 / 000068 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 140564 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $448.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18200 LAKE GIBSON LN UMATILLA FL 327847120, UMATILLA, FL 32784-7120 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 29, 2017 |
| Property Address | 497 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0049652064 |
| Book / Page | 004965 / 002064 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 70613 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | LIBERTY TITLE MT DORA |
| Amount | Amount Recorded |
|---|---|
| Tax | $237.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2011 FLORENCE RD MOUNT DORA FL 327573603, MOUNT DORA, FL 32757-3603 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $369,760 (+37.23%) Land $98,500 Building $271,260 | $466,736 (+2.82%) Land $98,500 Building $368,236 | |
| 2024 | $6,476.00 (+38.73%) | ||
| 2023 | $4,668.00 (+2.89%) | $269,440 (+3%) | $453,942 (+27.81%) Land $98,500 Building $355,442 |
| 2022 | $4,537.00 Homeowner's exemption | $261,600 | $355,177 Land $59,100 Building $296,077 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures