Lake County property record for 516 Guerrant St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,924 sqft · built 1989 |
| Lot Size | 0.352 acres (15,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,000 (Mar 2022) |
| Tax Bill | $4,923 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-2200-00A-00601 |
| Primary APN | 13-18-26-2200-00A-00601 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,924 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 15,340 sqft (0.352 acres) |
| Lot Dimensions | 152 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 250 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 636 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2929791 |
|---|---|
| Street Address | 516 GUERRANT ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | UMATILLA MC CREDIES ADD W 18 FT OF LOT 6 E 82 FT OF LOT 7 BLK A PB 2 PG 3 ORB 5919 PG 1105 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | CREDIES ADD |
| Legal Tract | 2200 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 30110 |
516 Guerrant St is owned and occupied by an individual who bought it in March 2022.
Source: Lake County records, as of April 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 GUERRANT ST, UMATILLA, FL 32784-9387 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 5, 2019 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Apr 11, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on File |
| Deed Sale | Mar 18, 2022 · Amount on File |
| Prior Sale | Jun 22, 2021 · Amount on File |
| Deed Document Number | 202238166 |
| Deed Book / Page | 5919 / 1105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 18, 2022 |
| Property Address | 516 GUERRANT ST, UMATILLA, FL 32784-9387 |
| Document Number | 0059191105 |
| Book / Page | 5919 / 1105 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022038166 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,604.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 E LAKE ST, UMATILLA, FL 32784-9556 |
| Name | Verified Name |
|---|---|
| Address | 516 GUERRANT ST, UMATILLA, FL 32784-9387 |
| Document Number | 0059191107 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 5919/1107 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 516 GUERRANT ST, UMATILLA, FL 32784-9387 |
| Document Number | 0057350862 |
| Book / Page | 5735 / 862 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021085585 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23923 RIVER RD, ASTOR, FL 32102-2440 |
| Name | Verified Name |
|---|---|
| Address | 516 GUERRANT ST, UMATILLA, FL 32784-9387 |
| Document Number | 0005735864 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 5735/864 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 516 GUERRANT ST, UMATILLA, FL 32784-9387 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053842085 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 5384/2085 |
| Instrument | 2019137856 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 4, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 11, 2017 |
| Property Address | 516 GUERRANT ST, UMATILLA, FL 32784-9387 |
| Document Number | 0049280372 |
| Book / Page | 004928 / 000372 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 38993 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 GUERRANT ST UMATILLA FL 327849387, UMATILLA, FL 32784-9387 |
| Document Number | 49280375 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 004928/000375 |
| Instrument | 38994 |
| Name | MORTGAGE FIN |
|---|---|
| Type | Mortgage Company |
| Address | TAVARES, FL 32778 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,281 (-) Land $28,000 Building $210,281 | $238,281 (-) Land $28,000 Building $210,281 | |
| 2025 | $238,281 Land $28,000 Building $210,281 | $238,281 Land $28,000 Building $210,281 | |
| 2024 | $4,923.00 (+3.42%) | ||
| 2023 | $4,760.00 (+5.54%) | $232,093 (+6.42%) | $232,093 (+6.42%) Land $28,000 Building $204,093 |
| 2022 | $4,510.00 | $218,093 | $218,093 Land $14,000 Building $204,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Guerrant St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Guerrant St is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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