Lake County property record for 491 Guerrant St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,826 sqft · built 1959 |
| Lot Size | 0.939 acres (40,881 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Aug 2021) |
| Tax Bill | $4,828 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-26-0001-000-01901 |
| Primary APN | 14-18-26-0001-000-01901 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,826 sqft Living Area |
| 1st Floor Area | 2,826 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 40,881 sqft (0.939 acres) |
| Lot Dimensions | 160 ft deep x 160 ft wide |
| View / Lot | Lake Front |
| Garage Type | Carport |
| Garage Area | 504 sqft |
| Carport | Carport |
| Carport Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 140 sqft |
| Utility Building | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1406978 |
|---|---|
| Street Address | 491 GUERRANT ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | FROM NE COR OF SEC RUN S 1075.89 FT N 89DEG 10MIN 30SEC W 50 FT S 8DEG 35MIN 30SEC E 376 FT S 29DEG 35MIN 30SEC E 96.55 FT S 39DEG 57MIN 30SEC W 220.48 FT FOR POB RUN S 39DEG 57MIN 30SEC W 212.66 FT S 68DEG 30MIN E 232 FT TO LAKE NELY ALONG LAKE TO P |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Quarter | 1 |
| Legal Tract | 0001 |
| Legal Lot Number | 19 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
Source: Lake County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 491 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Aug 10, 2021 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Deed Document Number | 2021110083 |
| Deed Book / Page | 5769 / 1636 |
| Prior Transfer Date | Sep 4, 2007 |
| Prior Transfer Doc | 0035040645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 491 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0060061832 |
| Book / Page | 6006 / 1832 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022108805 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 491 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 10, 2021 |
| Property Address | 491 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0057691636 |
| Book / Page | 5769 / 1636 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021110083 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | FINLEY MAE DRIVE, KINGSLAND, GA 31548 |
| Name | Verified Name |
|---|---|
| Address | 491 GUERRANT ST, UMATILLA, FL 32784-9300 |
| Document Number | 0057691639 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 5769/1639 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,360 (+2.7%) | $429,069 (-0.04%) Land $130,397 Building $298,672 | |
| 2025 | $4,828.00 (+5.39%) Homeowner's exemption Veteran's exemption | $275,910 (+9.24%) Land $130,397 Building $145,513 | $429,229 (+5.76%) Land $130,397 Building $298,832 |
| 2024 | $4,581.00 (+5.58%) | ||
| 2023 | $4,339.00 (+0.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $252,570 (+0.92%) | $405,856 (+62.18%) Land $130,397 Building $275,459 |
| 2022 | $4,311.00 Homeowner's exemption | $250,257 | $250,257 Land $65,198 Building $185,059 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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