489 Guerrant St, Umatilla, FL 32784 Property Records

Lake County property record for 489 Guerrant St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,248 sqft · built 2016
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Jul 2015)
Tax Bill	$4,083 (2024)
Flood Zone	Zone X (minimal risk)
APN	`14-18-26-0001-000-12500`

Property Details

APN / Parcel Number

Primary APN	`14-18-26-0001-000-12500`
Alternative APN	`3861312`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3861312
Street Address	489 GUERRANT ST
City	UMATILLA
State	FL
Zip	32784-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NE COR OF SEC RUN S 0-0-0 W 1071.84 FT N 87-0-0 W 198 FT S 10-0-0 W 774.84 FT S 68-24-57 E 26.54 FT TO E'LY R/W LINE OF
Legal Range	26E
Legal Township	18S
Legal Section	14
Legal Subdivision	ACREAGE & UNREC
Legal Tract	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1063
Census Tract	30110

Owner

Source: Lake County records · APN 14-18-26-0001-000-12500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	489 GUERRANT ST, UMATILLA, FL 32784-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2015 · Amount on Record
Deed Sale	Jul 08, 2015 · Amount on Record
Prior Sale	Apr 16, 2010 · Amount on Record
Deed Document Number	2015073689
Deed Book / Page	4648 / 1619
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,780 (+5.98%) Land $165,093 Building $79,687	$462,608 (+2.66%) Land $165,093 Building $297,515
2024	$4,083.00 (+4.24%)
2023	$3,917.00 (+3.3%) Homeowner's exemption	$230,970 (+3%)	$450,602 (+70.87%) Land $165,093 Building $285,509
2022	$3,792.00 Homeowner's exemption	$224,250	$263,704 Land $82,554 Building $181,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 80 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3351402, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.