San Diego County property record for 497 Christina Ct, Oceanside, CA 92058
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,585 sqft · built 2002 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (May 2017) |
| Tax Bill | $5,939 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 158-720-19-00 |
| Primary APN | 158-720-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,585 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 7,205 sqft (0.165 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 497 CHRISTINA CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-1699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 19 TR 014212 |
| Legal Subdivision | MONARCH |
| Legal Tract | 014212 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18622 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 497 CHRISTINA CT, OCEANSIDE, CA 92058-1699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 8, 2017 | Grant Deed, Transfer · VA Mortgage HOMESTREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on Record |
| Deed Sale | May 8, 2017 · Amount on Record |
| Prior Sale | Jul 2, 2009 · Amount on Record |
| Deed Document Number | 2017205593 |
| Prior Transfer Date | Jun 8, 2009 |
| Prior Transfer Doc | 0000363708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 497 CHRISTINA CT, OCEANSIDE, CA 92058-1699 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 497 CHRISTINA CT, OCEANSIDE, CA 92058-1699 |
| Document Number | 0000003378 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021-0003378 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 8, 2017 |
| Property Address | 497 CHRISTINA CT, OCEANSIDE, CA 92058-1699 |
| Document Number | 0000205593 |
| Map Reference | MAP14212 |
| Instrument Date | May 2, 2017 |
| Instrument | 2017-0205593 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATL TITLE CO SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 497 CHRISTINA CT, OCEANSIDE, CA 92058-1699 |
| Document Number | 0000205594 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 2017-0205594 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $716,189 (+2%) Land $339,824 Building $376,365 | |
| 2025 | $5,939.00 (+3.67%) | $702,147 (+4.04%) Land $333,161 Building $368,986 |
| 2023 | $5,729.00 (-0.02%) | $674,883 Land $320,225 Building $354,658 |
| 2022 | $5,730.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 33 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: FiberFirst, T-Mobile, Verizon.
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