481 Christina Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 481 Christina Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,585 sqft · built 2002
Lot Size	0.158 acres (6,862 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,702 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`158-720-15-00`

Property Details

APN / Parcel Number

Primary APN	`158-720-15-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,585 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,862 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	481 CHRISTINA CT
City	OCEANSIDE
State	CA
Zip	92058-1699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 15 TR 014212
Legal Subdivision	MONARCH
Legal Tract	014212
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
May 2, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
May 2, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020
Deed Sale	Feb 14, 2020
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	202076209
Prior Transfer Date	Feb 8, 2020
Prior Transfer Doc	0000076209
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	481 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 CHRISTINA CT, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	0000823225
Date	Dec 22, 2020
Instrument	2020-0823225

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	481 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	481 CHRISTINA CT OCEANSIDE CA 920581699, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	76210
Date	Feb 14, 2020
Instrument	76210

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	481 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000164566
Instrument Date	Apr 29, 2019
Instrument	164566
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6623 FIONA PL CARLSBAD CA 920114046, CARLSBAD, CA 92011-4046

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	481 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000164567
Map Reference	MAP 14212
Instrument Date	Apr 12, 2019
Instrument	2019-0164567
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	481 CHRISTINA CT, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	0000164568
Date	May 2, 2019
Instrument	2019-0164568

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,447 (+2%) Land $357,548 Building $347,899
2025	$7,702.00 (+5.22%) Homeowner's exemption	$691,616 (+4.04%) Land $350,538 Building $341,078
2023	$7,320.00 (+1.55%) Homeowner's exemption	$664,762 Land $336,927 Building $327,835
2022	$7,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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