496 Christina Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 496 Christina Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 2002
Lot Size	0.163 acres (7,120 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Oct 2025)
Tax Bill	$10,444 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone A99 (high risk)
APN	`158-720-11-00`

Property Details

APN / Parcel Number

Primary APN	`158-720-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,067 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,120 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	496 CHRISTINA CT
City	OCEANSIDE
State	CA
Zip	92058-1699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 11 TR 014212
Legal Subdivision	MONARCH
Legal Tract	014212
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

496 Christina Ct is owned by two individuals who bought it in October 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22929 VIA SANTANA, NUEVO, CA 92567-8992
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Grant Deed, Transfer STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY
Mar 24, 2023	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 26, 2017	Deed of Trust, Mortgage · VA Mortgage GRIFFIN FUNDING INC
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 17, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Nov 12, 2024 · Amount on File
Deed Document Number	2025287721
Prior Transfer Date	Dec 24, 2015
Prior Transfer Doc	0000668510
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2025
Property Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000287721
Map Reference	MAP 14212
Instrument Date	Oct 5, 2025
Instrument	2025-0287721
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22929 VIA SANTANA, NUEVO, CA 92567-8992

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2023
Property Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000076723
Map Reference	MAP 14212
Instrument Date	Feb 27, 2023
Instrument	2023-0076723
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076724
Date	Mar 24, 2023
Instrument	2023-0076724

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000093653
Date	Apr 11, 2023
Instrument	2023-0093653

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	0000136648
Date	Feb 22, 2021
Instrument	2021-0136648

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288522
Date	Jun 26, 2017
Instrument	2017-0288522

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000010674
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 CHRISTINA CT OCEANSIDE CA 920581699, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	0000010674
Date	Jan 9, 2020
Instrument	10674

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	496 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000029948
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 CHRISTINA CT OCEANSIDE CA 920581699, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	0000029948
Date	Jan 28, 2019
Instrument	29948

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 496 Christina Ct was $10,444.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$865,000 (-6.99%) Land $433,591 Building $431,409
2025	$10,444.00	$930,000 Land $466,173 Building $463,827
2023	$6,652.00 (+1.53%)	$597,355 Land $299,431 Building $297,924
2022	$6,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 496 Christina Ct in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Christina Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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