489 Christina Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 489 Christina Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 2002
Lot Size	0.195 acres (8,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$802,000 (Oct 2023)
Tax Bill	$9,193 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone A99 (high risk)
APN	`158-720-17-00`

Property Details

APN / Parcel Number

Primary APN	`158-720-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,875 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,506 sqft (0.195 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	489 CHRISTINA CT
City	OCEANSIDE
State	CA
Zip	92058-1699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 014212
Legal Subdivision	MONARCH
Legal Tract	014212
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 30, 2023	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 6, 2022	Intrafamily Transfer, Transfer
May 6, 2022	Intrafamily Transfer, Transfer
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Aug 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	2023299135
Prior Transfer Date	Apr 23, 2022
Prior Transfer Doc	0000197092
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	0000042121
Date	Feb 17, 2026
Instrument	2026-0042121

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2023
Property Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000299135
Map Reference	MAP 14212
Instrument Date	Oct 10, 2023
Instrument	2023-0299135
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699

Mortgage

Document Number	0000299136
Date	Oct 30, 2023
Instrument	2023-0299136

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2022
Property Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000197091
Map Reference	MAP 14212
Instrument Date	Apr 23, 2022
Instrument	2022-0197091
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3010 OLD RANCH PKWY STE 450, 450, SEAL BEACH, CA 90740-2760

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2022
Property Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000197092
Map Reference	MAP 14212
Instrument Date	Apr 23, 2022
Instrument	2022-0197092
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	707 GLOWING HORIZON ST, HENDERSON, NV 89052-8743

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172014
Date	Apr 30, 2018
Instrument	2018-0172014

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	489 CHRISTINA CT, OCEANSIDE, CA 92058-1699
Document Number	0000362741
Instrument Date	Jun 19, 2019
Instrument	362741
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 CHRISTINA CT OCEANSIDE CA 920581699, OCEANSIDE, CA 92058-1699

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$834,399 (+2%) Land $396,487 Building $437,912
2025	$9,193.00 (+111.67%)	$818,039 (+110.59%) Land $388,713 Building $429,326
2023	$4,343.00 (+3.4%)	$388,449 Land $184,582 Building $203,867
2022	$4,200.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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