Kenton County property record for 4957 Pumpkin Patch Way, Independence, KY 41051 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,875 sqft · built 1998 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $199,600 (Dec 2006) |
| Tax Bill | $3,334 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-20-01-130.00 |
| Primary APN | 045-20-01-130.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,875 sqft Finished Area |
| Gross Area | 3,065 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0452001130.00 |
|---|---|
| Street Address | 4957 PUMPKIN PATCH WAY |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST HILLS SEC 8 LOT 130 |
| Legal Subdivision | HARVEST HILLS |
| Legal Phase | 8 |
| Legal Lot Number | 130 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 63606 |
Source: Kenton County records · APN 045-20-01-130.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4957 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 08, 2022 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK |
| Jan 03, 2020 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2006 · Amount on Record |
| Deed Sale | Dec 19, 2006 · Amount on Record |
| Prior Sale | Nov 14, 2006 · Amount on Record |
| Deed Document Number | 0002035156 |
| Deed Book / Page | 2035 / 156 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4957 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900096 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 335/290 |
| Instrument | 22020805900096 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Mar 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4957 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000115 |
| Instrument Date | Jan 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4957 PUMPKIN PATCH WAY INDEPENDENCE KY 410518167, INDEPENDENCE, KY 41051-8167 |
| Document Number | 0000000115 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 0000M5/000012 |
| Instrument | 115 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 20, 2035 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,334.00 (+12.67%) | $286,700 (+22.26%) Land $45,000 Building $241,700 | $286,700 (+22.26%) Land $45,000 Building $241,700 |
| 2023 | $2,959.00 | $234,500 Land $35,000 Building $199,500 | $234,500 Land $35,000 Building $199,500 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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