4963 Covenant Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4963 Covenant Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,495 sqft · built 2016
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Feb 2022)
Tax Bill	$2,413 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-1N-29-0747-00B00-0090`

Property Details

APN / Parcel Number

Primary APN	`27-1N-29-0747-00B00-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,495 sqft Heated Area
Gross Area	2,150 sqft
1st Floor Area	1,915 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	1,280 ft deep x 520 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	271N29074700B000090
Street Address	4963 COVENANT CIR
City	PACE
State	FL
Zip	32571-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	COVINGTON WOODS LOT 9 BLK B AS DES IN OR 4243 PG 90
Legal Range	29W
Legal Township	01N
Legal Section	27
Legal Subdivision	COVINGTON WOODS
Legal Block	B
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4002
Census Tract	10704

Owner

Source: Santa Rosa County records · APN 27-1N-29-0747-00B00-0090

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4963 COVENANT CIR, PACE, FL 32571-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 2022 · Amount on Record
Deed Sale	Feb 08, 2022 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	0000424390
Deed Book / Page	4243 / 90
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 08, 2022
Property Address	4963 COVENANT CIR, PACE, FL 32571-2545
Document Number	0042430090
Book / Page	4243 / 90
Map Reference	MB 10 PG 75
Instrument Date	Feb 04, 2022
Instrument	202207270
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5440 MICANOPY DR, 5440, MILTON, FL 32570-7885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4963 COVENANT CIR, PACE, FL 32571-2545

Mortgage

Document Number	0000424392
Date	Feb 08, 2022
Instrument	4243/92

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,413.00 (-1.83%) Homeowner's exemption	$224,579 (+0.77%) Land $35,000 Building $189,579	$224,579 (+0.77%) Land $35,000 Building $189,579
2023	$2,458.00 (-12.28%)	$222,859 (+7.34%) Land $35,000 Building $187,859	$222,859 (+7.34%) Land $35,000 Building $187,859
2022	$2,802.00	$207,627	$207,627 Land $25,000 Building $182,627

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Hotwire Communications.

Based on FCC filings for 439 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.