4970 Covenant Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4970 Covenant Cir, Pace, FL 32571 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,816 sqft · built 2017
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$100 (Dec 2022)
Tax Bill	$1,941 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-1N-29-0747-00D00-0130`

Property Details

APN / Parcel Number

Primary APN	`27-1N-29-0747-00D00-0130`
Alternative APN	`N29127074700D000130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,576 sqft
Upper Floors Area	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4970 COVENANT CIR
City	PACE
State	FL
Zip	32571-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON WOODS LOT 13 BLK D AS DES IN OR 4353 PG 1111
Legal Range	29W
Legal Township	1N
Legal Section	27
Legal Subdivision	COVINGTON WOODS
Legal Block	D
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4006
Census Tract	10704

Owner

Source: Santa Rosa County records · APN 27-1N-29-0747-00D00-0130

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4970 COVENANT CIR, PACE, FL 32571-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 20, 2022	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 08, 2017	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Nov 08, 2017 · Amount on Record
Deed Document Number	202269040
Deed Book / Page	4353 / 1111
Prior Transfer Date	Dec 14, 2022
Prior Transfer Doc	0043531111
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 06, 2026
Property Address	4970 COVENANT CIR, MILTON, FL 32571-2544
Document Number	0000016900
Book / Page	4728 / 1317
Instrument Date	Mar 24, 2026
Instrument	202616900
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4970 COVENANT CIR, MILTON, FL 32571-2544

Mortgage

Document Number	0000016900,
Date	Apr 06, 2026
Book Page	4728/1317
Instrument	202616900

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Mar 01, 2066

Interest

Rate	5.98%
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 20, 2022
Property Address	4970 COVENANT CIR, PACE, FL 32571-2544
Document Number	0043531111
Book / Page	4353 / 1111
Map Reference	MB 10 PG 75
Instrument Date	Dec 01, 2022
Instrument	202269040
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5117 CONSERVATION CIR, PACE, FL 32571-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4970 COVENANT CIR, PACE, FL 32571-2544

Mortgage

Document Number	0043531112
Date	Dec 20, 2022
Instrument	4353/1112

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 08, 2017
Property Address	4970 COVENANT CIR, PACE, FL 32571-2544
Document Number	0036770180
Book / Page	3677 / 0180
Map Reference	MB10 PG75
Instrument Date	Nov 07, 2017
Instrument	201746613
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TITLE OF NORTHWEST FLO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6478 HIGHWAY 90G, 6478, MILTON, FL 32570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4970 COVENANT CIR, MILTON, FL 32571-2544

Mortgage

Document Number	0201746614
Date	Nov 08, 2017
Instrument	201746614

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,729 (+2.9%)	$239,307 (-2.64%) Land $35,000 Building $204,307
2024	$1,941.00 (+5.78%) Homeowner's exemption	$180,495 (+3%)	$245,795 (+0.79%) Land $35,000 Building $210,795
2023	$1,835.00 (+2.8%) Homeowner's exemption	$175,238 (+3%)	$243,864 (+5.22%) Land $35,000 Building $208,864
2022	$1,785.00 Homeowner's exemption	$170,134	$231,757 Land $25,000 Building $206,757

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 585 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	2,000 / 1,000

May also be available at this address: Mediacom Communications, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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