4947 Covenant Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4947 Covenant Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2014
Lot Size	0.157 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Oct 2021)
Tax Bill	$2,128 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-1N-29-0747-00B00-0110`

Property Details

APN / Parcel Number

Primary APN	`27-1N-29-0747-00B00-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Heated Area
Gross Area	2,048 sqft
1st Floor Area	1,776 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,882 sqft (0.157 acres)
Lot Dimensions	1,380 ft deep x 500 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	271N29074700B000110
Street Address	4947 COVENANT CIR
City	PACE
State	FL
Zip	32571-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	COVINGTON WOODS BLK B LOT 11 AS DES IN OR 4190 PG 77
Legal Range	29W
Legal Township	01N
Legal Section	27
Legal Subdivision	COVINGTON WOODS
Legal Block	B
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4002
Census Tract	10704

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4947 COVENANT CIR, PACE, FL 32571-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage HARVESTERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	202167093
Deed Book / Page	4190 / 77
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 7, 2021
Property Address	4947 COVENANT CIR, PACE, FL 32571-2545
Document Number	0041900077
Book / Page	4190 / 77
Map Reference	MB 10 PG 75&76
Instrument Date	Sep 22, 2021
Instrument	202167093
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4213 MILL BAYOU RD, 4213, PANAMA CITY, FL 32404-9783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4947 COVENANT CIR, PACE, FL 32571-2545

Mortgage

Document Number	419080
Date	Oct 7, 2021
Instrument	4190/80

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 27, 2019
Property Address	4947 COVENANT CIR, PACE, FL 32571-2545
Document Number	0038940682
Book / Page	3894 / 0682
Map Reference	MB 10 PG 75&76
Instrument Date	Nov 25, 2019
Instrument	201953716
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22480 DEIRDRE SQ APT 106, 22480, ASHBURN, VA 20148-6840

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4947 COVENANT CIR, PACE, FL 32571-2545

Mortgage

Document Number	0038940684
Date	Nov 27, 2019
Instrument	3894/0684

Lender

Name	HARVESTERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,128.00 (+0.14%) Homeowner's exemption	$203,315 (+3%)	$207,905 (+0.75%) Land $35,000 Building $172,905
2023	$2,125.00 (+2.71%) Homeowner's exemption	$197,393 (+3%)	$206,367 (+7.68%) Land $35,000 Building $171,367
2022	$2,069.00 Homeowner's exemption	$191,644	$191,644 Land $25,000 Building $166,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Hotwire Communications.

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