4923 Covenant Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4923 Covenant Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 2008
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2021)
Tax Bill	$2,498 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-1N-29-0747-00B00-0140`

Property Details

APN / Parcel Number

Primary APN	`27-1N-29-0747-00B00-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Heated Area
Gross Area	2,026 sqft
1st Floor Area	1,838 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	1,200 ft deep x 610 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	271N29074700B000140
Street Address	4923 COVENANT CIR
City	PACE
State	FL
Zip	32571-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	COVINGTON WOODS BLK B LOT 14 AS DES IN OR 4143 PG 1139
Legal Range	29W
Legal Township	01N
Legal Section	27
Legal Subdivision	COVINGTON WOODS
Legal Block	B
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4002
Census Tract	10704

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4923 COVENANT CIR, PACE, FL 32571-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2018	Deed of Trust, Mortgage SERVISFIRST BANK
Jul 2, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2019	Loan Modification, Mortgage SERVISFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Sep 2, 2010
Deed Document Number	202144856
Deed Book / Page	4143 / 1139
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4923 COVENANT CIR, PACE, FL 32571-2545
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037340807
Date	Jun 5, 2018
Book Page	3734/0807
Instrument	201822942

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 2, 2021
Property Address	4923 COVENANT CIR, PACE, FL 32571-2545
Document Number	0041431139
Book / Page	4143 / 1139
Map Reference	MB 10 PG 75
Instrument Date	Jul 1, 2021
Instrument	202144856
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6478 HIGHWAY 90G, 6478, MILTON, FL 32570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4923 COVENANT CIR, PACE, FL 32571-2545

Mortgage

Document Number	0041431141
Date	Jul 2, 2021
Instrument	4143/1141

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	4923 COVENANT CIR, PACE, FL 32571-2545
Document Number	0038370649
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6478 HIGHWAY 90 #G MILTON FL 325704560, G, MILTON, FL 32570-4560

Mortgage

Document Number	0038370649
Date	Jun 7, 2019
Book Page	003837/000649
Instrument	24000

Lender

Name	SERVISFIRST BK
Type	Bank
Address	219 E GARDEN ST # 100, PENSACOLA, FL 32502-6038

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 6, 2021

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,498.00 (-4.58%)	$196,824 (+0.7%) Land $35,000 Building $161,824	$196,824 (+0.7%) Land $35,000 Building $161,824
2023	$2,618.00 (+6.77%)	$195,465 (+7.91%) Land $35,000 Building $160,465	$195,465 (+7.91%) Land $35,000 Building $160,465
2022	$2,452.00	$181,131	$181,131 Land $25,000 Building $156,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Hotwire Communications.

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