4959 Upper 148th Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 4959 Upper 148th Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,140 sqft · built 1978
Lot Size	0.432 acres (18,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Jul 1998)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-20502-02-230`

Property Details

APN / Parcel Number

Primary APN	`01-20502-02-230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,140 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Split Level
Construction Type	Wood
Lot Area	18,832 sqft (0.432 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4959 UPPER 148TH CT
City	SAINT PAUL
State	MN
Zip	55124-7769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND PATH 3RD ADDITION 23 2
Legal Subdivision	DIAMOND PATH 3RD ADDITION
Legal Block	2
Legal Lot Number	230
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3006
Census Tract	60838

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4959 UPPER 148TH CT, SAINT PAUL, MN 55124-7769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 6, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 1998 · Amount on Record
Deed Sale	Jul 22, 1998 · Amount on Record
Deed Document Number	1998139345
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4959 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4959 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769

Mortgage

Document Number	0003692451
Date	Sep 19, 2025
Instrument	3692451

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4959 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003601331
Date	Sep 6, 2023
Instrument	3601331

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,078.00 (+23.01%)	$411,500 (+5.65%) Land $102,800 Building $308,700	$411,500 (+5.65%) Land $102,800 Building $308,700
2022	$4,128.00	$389,500 Land $99,100 Building $290,400	$389,500 Land $99,100 Building $290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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