4950 Upper 148th Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 4950 Upper 148th Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,988 sqft · built 1978
Lot Size	0.322 acres (14,022 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-20502-03-020`

Property Details

APN / Parcel Number

Primary APN	`01-20502-03-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,988 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Split Level
Construction Type	Wood
Lot Area	14,022 sqft (0.322 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4950 UPPER 148TH CT
City	SAINT PAUL
State	MN
Zip	55124-7769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND PATH 3RD ADDITION 2 3
Legal Subdivision	DIAMOND PATH 3RD ADDITION
Legal Block	3
Legal Lot Number	20
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3006
Census Tract	60838

Owner

4950 Upper 148th Ct is owned and occupied by two individuals who acquired it in August 2015.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4950 UPPER 148TH CT, SAINT PAUL, MN 55124-7769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 7, 2015
Transfer Doc	0003084196
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4950 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769

Mortgage

Document Number	0003577441
Date	Feb 15, 2023
Instrument	3577441

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4950 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003279397
Date	Nov 7, 2018
Instrument	3279397

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2028

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4950 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769

Mortgage

Document Number	0003473524
Date	Jun 29, 2021
Instrument	3473524

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4950 Upper 148th Ct was $5,126 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,126.00	$415,100 Land $98,400 Building $316,700	$415,100 Land $98,400 Building $316,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4950 Upper 148th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4950 Upper 148th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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