4938 Upper 148th Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 4938 Upper 148th Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,060 sqft · built 1978
Lot Size	0.269 acres (11,701 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Jun 2015)
Tax Bill	$5,052 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-20502-03-030`

Property Details

APN / Parcel Number

Primary APN	`01-20502-03-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,060 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Split Level
Construction Type	Wood
Lot Area	11,701 sqft (0.269 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4938 UPPER 148TH CT
City	SAINT PAUL
State	MN
Zip	55124-7769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND PATH 3RD ADDITION 3 3
Legal Subdivision	DIAMOND PATH 3RD ADDITION
Legal Block	3
Legal Lot Number	30
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3006
Census Tract	60838

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4938 UPPER 148TH CT, SAINT PAUL, MN 55124-7769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Aug 13, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2015 · Amount on File
Deed Sale	Jun 8, 2015 · Amount on File
Prior Sale	May 23, 2007 · Amount on File
Deed Document Number	20153071237
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4938 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003482209
Date	Aug 5, 2021
Instrument	3482209

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4938 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003390747
Date	Aug 13, 2020
Instrument	3390747

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 30, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4938 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Document Number	0003278370
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4938 UPPER 148TH CT APPLE VALLEY MN 551247769, APPLE VALLEY, MN 55124-7769

Mortgage

Document Number	0003278370
Date	Oct 31, 2018
Instrument	3278370

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2033

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,052.00	$409,600 Land $98,400 Building $311,200	$409,600 Land $98,400 Building $311,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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