4913 Upper 148th Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 4913 Upper 148th Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,229 sqft · built 1978
Lot Size	0.309 acres (13,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2023)
Tax Bill	$5,044 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-20502-02-190`

Property Details

APN / Parcel Number

Primary APN	`01-20502-02-190`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,229 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Split Level
Construction Type	Wood
Lot Area	13,456 sqft (0.309 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4913 UPPER 148TH CT
City	SAINT PAUL
State	MN
Zip	55124-7769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND PATH 3RD ADDITION 19 2
Legal Subdivision	DIAMOND PATH 3RD ADDITION
Legal Block	2
Legal Lot Number	190
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3006
Census Tract	60838

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4913 UPPER 148TH CT, SAINT PAUL, MN 55124-7769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 24, 2022	Warranty Deed, Transfer · Commercial Mortgage BANKCHEROKEE
Feb 16, 2021	Intrafamily Transfer, Transfer
Dec 3, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 3, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	20231527186
Prior Transfer Date	Feb 8, 2021
Prior Transfer Doc	0003439675
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 24, 2023
Property Address	4913 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Document Number	0003584566
Instrument Date	Apr 19, 2023
Instrument	3584566
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ON SITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4913 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769

Mortgage

Document Number	0003584567
Date	Apr 24, 2023
Instrument	3584567

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 24, 2022
Property Address	4913 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Document Number	0003554783
Instrument Date	Aug 12, 2022
Instrument	3554783
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	ON SITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 SAFARI PASS, EAGAN, MN 55122-2665

Mortgage

Document Number	0003554784
Date	Aug 24, 2022
Instrument	3554784

Lender

Name	BANKCHEROKEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2023

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Feb 16, 2021
Property Address	4913 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Document Number	0003439675
Instrument Date	Feb 8, 2021
Instrument	3439675
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4913 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4913 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Document Number	0003284334
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 UPPER 148TH CT APPLE VALLEY MN 551247769, APPLE VALLEY, MN 55124-7769

Mortgage

Document Number	0003284334
Date	Dec 11, 2018
Instrument	3284334

Lender

Name	HUD-HOUSING/URBAN DEV
Address	2488 E 81ST ST # 700, TULSA, OK 74137-4267

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAKOTA MN
Property Address	4913 UPPER 148TH CT, APPLE VALLEY, MN 55124-7769
Document Number	0003284333
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 UPPER 148TH CT APPLE VALLEY MN 551247769, APPLE VALLEY, MN 55124-7769

Mortgage

Document Number	0003284333
Date	Dec 11, 2018
Instrument	3284333

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,044.00 (+33.86%)	$408,900 (+15.44%) Land $89,400 Building $319,500	$408,900 (+15.44%) Land $89,400 Building $319,500
2023	$3,768.00
2022		$354,200 Land $86,100 Building $268,100	$354,200 Land $86,100 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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