4959 Silver Ranch Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4959 Silver Ranch Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,527 sqft · built 1999
Lot Size0.156 acres (6,794 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Jan 2014)
Tax Bill$5,094 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN271-0313-088-0000

Property Details

APN / Parcel Number

Primary APN271-0313-088-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,527 sqft Living Area
1st Floor Area1,741 sqft
2nd Floor Area786 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area6,794 sqft (0.156 acres)
Garage Area642 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4959 SILVER RANCH WAY
CityCARMICHAEL
StateCA
Zip95608-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionSILVER RANCH, LOT 6
Legal SubdivisionSILVER RANCH
Legal Lot Number6
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4005
Census Tract5904

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4959 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2014 · Amount on Record
Deed SaleJan 17, 2014 · Amount on Record
Prior SaleNov 5, 1999 · Amount on Record
Deed Book / Page20140117 / 690
Prior Transfer DateDec 7, 2006
Prior Transfer Doc0000000488
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4959 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503
Document Number2011021774
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4959 SILVER RANCH WAY CARMICHAEL CA 956083503, CARMICHAEL, CA 95608-3503

Mortgage

Document Number2011021774
DateNov 2, 2020
Instrument2011021774
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$437,622 (+2%) Land $125,032 Building $312,590
2025$5,094.00 (+1.01%) Homeowner's exemption$429,042 (+4.04%) Land $122,581 Building $306,461
2024$5,043.00 (+2.6%)
2023$4,915.00 (+0.59%) Homeowner's exemption$412,383 Land $117,822 Building $294,561
2022$4,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims19 (1986–2021)
Claims Outside the SFHA6 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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