4950 Silver Ranch Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4950 Silver Ranch Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,838 sqft · built 2001
Lot Size0.128 acres (5,560 sqft)
Owner2 Individual Names on File
Last Sale$547,000 (Jan 2006)
Tax Bill$8,874 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN271-0313-086-0000

Property Details

APN / Parcel Number

Primary APN271-0313-086-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,838 sqft Living Area
1st Floor Area1,480 sqft
2nd Floor Area1,358 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area5,560 sqft (0.128 acres)
Garage Area628 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4950 SILVER RANCH WAY
CityCARMICHAEL
StateCA
Zip95608-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionSILVER RANCH, LOT 9
Legal SubdivisionSILVER RANCH
Legal Lot Number9
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4005
Census Tract5904

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4950 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 4, 2006 · Amount on Record
Deed SaleJan 4, 2006 · Amount on Record
Prior SaleOct 12, 2001 · Amount on Record
Deed Book / Page20060104 / 1675
Prior Transfer DateSep 21, 2001
Prior Transfer Doc2002000506
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4950 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503
Document Number2008060441
Instrument DateJul 25, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4950 SILVER RANCH WAY CARMICHAEL CA 956083503, CARMICHAEL, CA 95608-3503

Mortgage

Document Number2008060441
DateAug 6, 2020
Instrument2008060441
Lender
NameAMERICAN INTERNET MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 5, 2040

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$762,449 (+2%) Land $278,771 Building $483,678
2025$8,874.00 (+0.98%) Homeowner's exemption$747,500 (+4.04%) Land $273,305 Building $474,195
2024$8,788.00 (+2.62%)
2023$8,564.00 (+0.56%) Homeowner's exemption$718,477 Land $262,694 Building $455,783
2022$8,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims19 (1986–2021)
Claims Outside the SFHA6 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, Succeed.Net.

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