4954 Silver Ranch Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4954 Silver Ranch Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 2000
Lot Size	0.132 acres (5,735 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Dec 2000)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`271-0313-085-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0313-085-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,875 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,735 sqft (0.132 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4954 SILVER RANCH WAY
City	CARMICHAEL
State	CA
Zip	95608-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SILVER RANCH, LOT 8
Legal Subdivision	SILVER RANCH
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4005
Census Tract	5904

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4954 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Intrafamily Transfer, Transfer · Line of Credit THE GOLDEN 1 CU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2000 · Amount on Record
Deed Sale	Dec 21, 2000 · Amount on Record
Prior Sale	Dec 1, 1998 · Amount on Record
Deed Book / Page	20001221 / 69
Last Transfer Date	Aug 3, 2023
Transfer Doc	2023000689
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 8, 2023
Property Address	4954 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503
Document Number	0000000689
Map Reference	MB 246 MAP 20
Instrument Date	Aug 3, 2023
Instrument	202308080689
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4954 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503

Mortgage

Document Number	0000000690
Date	Aug 8, 2023
Instrument	202308080690

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4954 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4954 SILVER RANCH WAY, CARMICHAEL, CA 95608-3503

Mortgage

Document Number	2021092700753
Date	Sep 27, 2021
Instrument	2021092700753

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,514 (+2%) Land $138,314 Building $258,200
2025	$4,698.00 (+0.97%)	$388,740 (+4.04%) Land $135,602 Building $253,138
2024	$4,653.00 (+2.58%)
2023	$4,536.00 (+0.55%)	$373,647 Land $130,338 Building $243,309
2022	$4,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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