4942 Silver Ranch Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4942 Silver Ranch Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,089 sqft · built 1982
Lot Size	0.285 acres (12,420 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 1997)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`271-0313-061-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0313-061-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area
1st Floor Area	2,089 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,420 sqft (0.285 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4942 SILVER RANCH WAY
City	CARMICHAEL
State	CA
Zip	95608-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SILVER LARK RANCH, LOT 9
Legal Subdivision	SILVER LARK RANCH
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4005
Census Tract	5904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4942 SILVER RANCH WAY, CARMICHAEL, CA 95608-3540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage GOLDEN BAY MTG GRP
Mar 26, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1997 · Amount on Record
Deed Sale	Aug 19, 1997 · Amount on Record
Prior Sale	Feb 10, 1997 · Amount on Record
Deed Book / Page	970819 / 884
Prior Transfer Date	Feb 6, 1997
Prior Transfer Doc	9702000526
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4942 SILVER RANCH WAY, CARMICHAEL, CA 95608-3540
Document Number	1905280831
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4942 SILVER RANCH WAY CARMICHAEL CA 956083540, CARMICHAEL, CA 95608-3540

Mortgage

Document Number	1905280831
Date	May 28, 2019
Instrument	1905280831

Lender

Name	GOLDEN BAY MTG GRP
Address	1143 N MARKET BLVD # 1, SACRAMENTO, CA 95834-1913

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4942 SILVER RANCH WAY, CARMICHAEL, CA 95608-3540
Document Number	1804031110
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4942 SILVER RANCH WAY CARMICHAEL CA 956083540, CARMICHAEL, CA 95608-3540

Mortgage

Document Number	1804031110
Date	Apr 3, 2018
Instrument	1804031110

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$244,275 (+2%) Land $97,705 Building $146,570
2025	$2,845.00 (+1.03%) Homeowner's exemption	$239,487 (+4.04%) Land $95,790 Building $143,697
2024	$2,816.00 (+2.59%)
2023	$2,745.00 (+0.66%) Homeowner's exemption	$230,189 Land $92,071 Building $138,118
2022	$2,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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