Napa County property record for 495 Trout Ct, Napa, CA 94558
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,587 sqft · built 1981 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (May 2019) |
| Tax Bill | $7,715 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-320-056-000 |
| Primary APN | 044-320-056-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,587 sqft Living Area |
| Gross Area | 2,079 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 044-320-056 |
|---|---|
| Street Address | 495 TROUT CT |
| City | NAPA |
| State | CA |
| Zip | 94558-3774 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM |
| Legal Description | LOT 25 RIVER GLEN TOWNHOUSES SUB 12R/M50 CC&R 1186/271 AMND 1189/893,1280/79,1349/892 |
| Legal Subdivision | RIVER GLEN TOWNHOUSES |
| Legal Lot Number | 25 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 200505 |
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 TROUT CT, NAPA, CA 94558-3774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit NMSI INC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| May 22, 2019 | Grant Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Nov 21, 1997 · Amount on Record |
| Deed Document Number | 20199352 |
| Prior Transfer Date | Sep 22, 1997 |
| Prior Transfer Doc | 0000022811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 495 TROUT CT, NAPA, CA 94558-3774 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | PACIFIC COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 495 TROUT CT, NAPA, CA 94558-3774 |
| Document Number | 0000001353 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023-0001353 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 495 TROUT CT, NAPA, CA 94558-3774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 495 TROUT CT, NAPA, CA 94558-3774 |
| Document Number | 0000032700 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-0032700 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | May 22, 2019 |
| Property Address | 495 TROUT CT, NAPA, CA 94558-3774 |
| Document Number | 0000009352 |
| Map Reference | MB 12 PG 50&51 |
| Instrument Date | May 20, 2019 |
| Instrument | 2019-0009352 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 TROUT CT, NAPA, CA 94558-3774 |
| Document Number | 0000009353 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019-0009353 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,715.00 (+2.16%) Homeowner's exemption | $620,112 (+2%) Land $227,563 Building $392,549 | $620,112 (+2%) Land $227,563 Building $392,549 |
| 2025 | $7,552.00 (+5.05%) Homeowner's exemption | $607,953 (+4.04%) Land $223,101 Building $384,852 | $607,953 Land $223,101 Building $384,852 |
| 2023 | $7,189.00 (+1.35%) Homeowner's exemption | $584,347 Land $214,439 Building $369,908 | |
| 2022 | $7,093.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 42 (1980–2006) |
| Claims Outside the SFHA | 3 of 42 |
| Most Recent Claim | Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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