480 Trout Ct, Napa, CA 94558 Property Records

Napa County property record for 480 Trout Ct, Napa, CA 94558

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,657 sqft · built 1981
Lot Size0.05 acres (2,178 sqft)
OwnerTrust Name on File
Last Sale$565,000 (Jan 2021)
Tax Bill$7,643 (2026)
Deeds & MortgagesAug 2023 Transfer
Jan 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-320-054-000

Property Details

APN / Parcel Number

Primary APN044-320-054-000
Alternative APNs
  • 044-320-054
  • 04432054

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,657 sqft Living Area
Gross Area1,909 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area2,178 sqft (0.05 acres)
View / LotRiver
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number044-320-054
Street Address480 TROUT CT
CityNAPA
StateCA
Zip94558-3773
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM
Legal DescriptionLOT 21 RIVER GLEN TOWNHOUSES SUB 12R/M50 CC&R 1186/271 AMND 1189/893,1280/79,1349/892
Legal SubdivisionRIVER GLEN TOWNHOUSES
Legal Lot Number21
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group1
Census Block1000
Census Tract200505

Owner

480 Trout Ct, a condominium, is owner-occupied and held in a trust since August 2023.

Source: Napa County records, as of October 21, 2026

Owner of RecordTrust Name on File
Mailing Address480 TROUT CT, NAPA, CA 94558-3773
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Intrafamily Transfer, Transfer
Jan 13, 2021Grant Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Mar 10, 2020Intrafamily Transfer, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 23, 2017Grant Deed, Transfer · FHA Mortgage
BENCHMARK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2021 · Amount on File
Deed SaleJan 13, 2021 · Amount on File
Prior SaleMar 10, 2020
Deed Document Number20211177
Last Transfer DateAug 4, 2023
Transfer Doc0000011903
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAPA CA
Recording DateAug 15, 2023
Property Address480 TROUT CT, NAPA, CA 94558-3773
Document Number0000011903
Map ReferenceMB 12 PG 50&51
Instrument DateAug 4, 2023
Instrument2023-0011903
Transaction TypeTransfer
Record UpdatedAug 23, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address480 TROUT CT, NAPA, CA 94558-3773

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateJan 13, 2021
Property Address480 TROUT CT, NAPA, CA 94558-3773
Document Number0000001177
Map ReferenceMB 12 PG 50&51
Instrument DateJan 7, 2021
Instrument2021-0001177
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 TROUT CT, NAPA, CA 94558-3773

Mortgage

Document Number0000001178
DateJan 13, 2021
Instrument2021-0001178
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAPA CA
Recording DateMar 10, 2020
Property Address480 TROUT CT, NAPA, CA 94558-3773
Document Number0000005979
Map ReferenceMB 12 PG 50&51
Instrument DateFeb 17, 2020
Instrument2020-0005979
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyTITLE365

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address480 TROUT CT, NAPA, CA 94558-3773

Mortgage

Document Number0000005980
DateMar 10, 2020
Instrument2020-0005980
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term326 Months
DueMay 1, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateMar 23, 2017
Property Address480 TROUT CT, NAPA, CA 94558-3773
Document Number0000007025
Map ReferenceMAP12 PG50&51
Instrument DateMar 15, 2017
Instrument2017-0007025
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address480 TROUT CT, NAPA, CA 94558-3773

Mortgage

Document Number0000007026
DateMar 23, 2017
Instrument2017-0007026
Lender
NameBENCHMARK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 480 Trout Ct was $7,643 with a homeowner's exemption, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,643.00 (+2.15%) Homeowner's exemption$623,800 (+2%) Land $249,520 Building $374,280$623,800 (+2%) Land $249,520 Building $374,280
2025$7,482.00 Homeowner's exemption$611,570 Land $244,628 Building $366,942$611,570 Land $244,628 Building $366,942
2023$7,162.00 (+1.07%) Homeowner's exemption$587,825 Land $235,130 Building $352,695
2022$7,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Trout Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Trout Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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