Napa County property record for 490 Trout Ct, Napa, CA 94558
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,657 sqft · built 1981 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Trust Name on File |
| Last Sale | $490,000 (Sep 2018) |
| Tax Bill | $6,896 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-320-053-000 |
| Primary APN | 044-320-053-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 1,909 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 044-320-053 |
|---|---|
| Street Address | 490 TROUT CT |
| City | NAPA |
| State | CA |
| Zip | 94558-3773 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM |
| Legal Description | LOT 20 RIVER GLEN TOWN HOUSES SUB 12R/M50 CC&R 1186/271 AMND 1189/893,1280/79,1349/892 |
| Legal Subdivision | RIVER GLEN TOWNHOUSES |
| Legal Lot Number | 20 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 200505 |
490 Trout Ct, a condominium, is owner-occupied and held in a trust since October 2018.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 490 TROUT CT, NAPA, CA 94558-3773 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Oct 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 25, 2018 | Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Sep 22, 2014 · Amount on File |
| Deed Document Number | 201818605 |
| Last Transfer Date | Oct 17, 2018 |
| Transfer Doc | 0000020292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 490 TROUT CT, NAPA, CA 94558-3773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 490 TROUT CT, NAPA, CA 94558-3773 |
| Document Number | 0000010817 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0010817 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 490 TROUT CT, NAPA, CA 94558-3773 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024439 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-0024439 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Oct 19, 2018 |
| Property Address | 490 TROUT CT, NAPA, CA 94558-3773 |
| Document Number | 0000020292 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 20292 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 490 TROUT CT NAPA CA 945583773, NAPA, CA 94558-3773 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Sep 25, 2018 |
| Property Address | 490 TROUT CT, NAPA, CA 94558-3773 |
| Document Number | 0000018605 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 18605 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2041 SONOMA CA 954762041, SONOMA, CA 95476-2041 |
| Document Number | 18606 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 18606 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2048 |
The 2026 property tax bill for 490 Trout Ct was $6,896 with a homeowner's exemption, up 2.2% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,896.00 (+2.16%) Homeowner's exemption | $557,531 (+2%) Land $251,458 Building $306,073 | $557,531 Land $251,458 Building $306,073 |
| 2025 | $6,750.00 Homeowner's exemption | $546,600 Land $246,528 Building $300,072 | |
| 2023 | $6,468.00 (+1.02%) Homeowner's exemption | $525,377 Land $236,956 Building $288,421 | |
| 2022 | $6,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Trout Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Trout Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures