495 S 170 W, Orem, UT 84058 Property Records

Utah County property record for 495 S 170 W, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,656 sqft · built 2022
Lot Size	0.192 acres (8,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$924,616 (Dec 2024)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-279-0014`

Property Details

APN / Parcel Number

Primary APN	`39-279-0014`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	5,019 sqft
Basement Area	1,559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	8,366 sqft (0.192 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Raised Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	495 S 170 W
City	OREM
State	UT
Zip	84058-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, PLAT A, THE FARM SUB AREA 0.192 AC.
Legal Subdivision	THE FARM SUB
Legal Lot Number	14
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1001
Census Tract	1107

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 S 170 W, OREM, UT 84058-2313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC
Aug 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	202491344
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	495 S 170 W, OREM, UT 84058-2313
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	GT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 S 170 W, OREM, UT 84058-2313

Mortgage

Document Number	0000101745
Date	Dec 29, 2025
Instrument	101745:2025

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	495 S 170 W, OREM, UT 84058-2313
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	PROVO ABSTRACT COMPANY, PROVO ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096369
Date	Aug 31, 2022
Instrument	96369:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	PROVO, UT 84606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 29, 2021
Property Address	495 S 170 W, OREM, UT 84058-2313
Document Number	0000132569
Instrument Date	Jul 22, 2021
Instrument	132569:2021
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	UNITED W TITLE, UNITED WEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 W 720 S, OREM, UT 84058-6217

Mortgage

Document Number	0000132607
Date	Jul 29, 2021
Instrument	132607:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2028

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,710 (-44.79%)	$892,200 (+0.38%) Land $255,300 Building $636,900
2025	$3,893.00	$888,800 (+173.11%) Land $255,300 Building $633,500	$888,800 (+50.21%) Land $255,300 Building $633,500
2024	$3,893.00 (+57.23%)
2023	$2,476.00 (+21.67%)	$325,435	$591,700 Land $243,100 Building $348,600
2022	$2,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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