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495 Main St, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 495 Main St, Cold Brook, NY 13324 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,317 sqft · built 1850
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$28,000 (Apr 2021)
Tax Bill$1,678 (2025)
Deeds & MortgagesApr 2021 Sale
APN214401 089.21-1-9

Property Details

APN / Parcel Number

Primary APN214401 089.21-1-9
Alternative APNs
  • 440108902100010090000000
  • 062003240

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,317 sqft Living Area
1st Floor Area1,099 sqft
Upper Floors Area218 sqft
AtticAttic
Attic Area218 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions65 ft deep x 132 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number062003240
Street Address495 MAIN ST
CityCOLD BROOK
StateNY
Zip13324-1900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 51 ROYAL GRANT HOUSE GARAGE
Legal Block1
Legal Lot Number9.000
JurisdictionHERKIMER NY
Township / Civil DivisionRUSSIA
Census Block Group2
Census Block2073
Census Tract11503

Owner

Source: Herkimer County and Russia Town records · APN 214401 089.21-1-9

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1414 HIGHWAY 2, GRACEVILLE, FL 32440-4008
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleOct 06, 2006 · Amount on Record
Deed Document Number20211960
Record UpdatedJun 08, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateApr 15, 2021
Property Address495 MAIN ST, COLD BROOK, NY 13324-1900
Document Number0020211960
Instrument DateApr 06, 2021
Instrument2021-1960
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address495 MAIN ST, COLD BROOK, NY 13324-1900

Tax Assessment & Valuation

Source: Herkimer County and Russia Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionRussia Town
MunicipalityCold Brook Village
Unified School DistrictPoland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,678.00 (+0.24%)$72,000 (-) Land $8,400 Building $63,600$100,139 (+4.31%) Land $11,683 Building $88,456
2023$72,000 Land $8,400 Building $63,600$96,000 Land $11,200 Building $84,800
2020$1,674.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430115032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2019, tidal / storm surge, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
The Middleburgh Telephone CompanyFiber500 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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