Tioga County and Owego Town property record for 495 E Main St, Owego, NY 13827
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 1,736 sqft · built 2010 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jun 2019) |
| Tax Bill | $13,894 (2026) |
| Deeds & Mortgages | Jun 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 493001 118.17-1-51 |
| Primary APN | 493001 118.17-1-51 |
|---|---|
| Alternative APNs |
|
| Units | 6 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,736 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 263 ft deep x 112 ft wide |
| Porch | Porch |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000001554 |
|---|---|
| Street Address | 495 E MAIN ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1234 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 51.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20500 |
Source: Tioga County and Owego Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 CAMPBELL HILL RD, OWEGO, NY 13827-2509 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on Record |
| Deed Sale | Jun 5, 2019 · Amount on Record |
| Prior Sale | Feb 1, 2010 · Amount on Record |
| Deed Document Number | 20192176 |
| Prior Transfer Date | Jul 2, 2008 |
| Prior Transfer Doc | 0000015859/000000600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jun 5, 2019 |
| Property Address | 495 E MAIN ST, OWEGO, NY 13827-1234 |
| Document Number | 2019000002176 |
| Instrument Date | May 17, 2019 |
| Instrument | 20190-00002176 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 CAMPBELL HILL RD, OWEGO, NY 13827-2509 |
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,894.00 (+0.95%) | ||
| 2025 | $13,763.00 (+92.27%) | $215,000 (-) Land $19,600 Building $195,400 | $411,483 (+3.35%) Land $37,512 Building $373,971 |
| 2023 | $215,000 Land $19,600 Building $195,400 | $398,148 Land $36,296 Building $361,852 | |
| 2019 | $7,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 79 (1983–2015) |
| Claims Outside the SFHA | 11 of 79 |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
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