Tioga County and Owego Town property record for 495 1/2 E Main St, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1973 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Aug 1995) |
| Tax Bill | $4,401 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 493001 118.17-1-50 |
| Primary APN | 493001 118.17-1-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 100,188 sqft (2.3 acres) |
| Lot Dimensions | 760 ft deep x 12 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 404 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000001425 |
|---|---|
| Street Address | 495 1/2 E MAIN ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20500 |
495 1/2 E Main St is owned and occupied by an individual who bought it in August 1995.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 1/2 E MAIN ST, OWEGO, NY 13827-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 1995 · Amount on File |
| Deed Sale | Aug 23, 1995 · Amount on File |
| Deed Book / Page | 572 / 311 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 495 1/2 E Main St was $4,401, up 1% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,401.00 (+0.96%) | ||
| 2025 | $4,359.00 | $68,100 Land $16,000 Building $52,100 | $130,335 Land $30,622 Building $99,713 |
| 2023 | $68,100 Land $16,000 Building $52,100 | $126,111 Land $29,630 Building $96,481 | |
| 2019 | $2,267.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 1/2 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 79 (1983–2015) |
| Claims Outside the SFHA | 11 of 79 |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 1/2 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures