496 E Main St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 496 E Main St, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,589 sqft · built 1880
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Jun 2022)
Tax Bill$3,946 (2025)
Deeds & MortgagesJun 2022 Sale
Flood ZoneZone AE (high risk)
APN493001 129.05-3-16

Property Details

APN / Parcel Number

Primary APN493001 129.05-3-16
Alternative APNs
  • 300112900500030160000000
  • 00000001314

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,589 sqft Living Area
1st Floor Area919 sqft
2nd Floor Area670 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide
PorchSlab
Porch Area392 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000001314
Street Address496 E MAIN ST
CityOWEGO
StateNY
Zip13827-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block3
Legal Lot Number16.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2002
Census Tract20500

Owner

Source: Tioga County and Owego Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address496 E MAIN ST, OWEGO, NY 13827-1220
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2022 · Amount on Record
Deed SaleJun 3, 2022 · Amount on Record
Prior SaleJun 8, 2016 · Amount on Record
Deed Document Number202220220-00002516
Prior Transfer DateJul 29, 2003
Record UpdatedJun 8, 2026

June 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionTIOGA NY
Recording DateJun 3, 2022
Property Address496 MAIN ST, OWEGO, NY 13827-1656
Document Number2022000002516
Instrument DateMay 19, 2022
Instrument20220-00002516
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12200 W CAMEO MARY LN, TUCSON, AZ 85743-7729

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,946.00 (+98.89%)$61,646 (-) Land $9,700 Building $51,946$117,983 (+3.35%) Land $18,565 Building $99,418
2023$61,646 Land $9,700 Building $51,946$114,159 Land $17,963 Building $96,196
2019$1,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims205 (1979–2020)
Claims Outside the SFHA16 of 205
Most Recent ClaimDec 2020 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims
  • Severe Storms And Flooding, Jun 2006 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number