443 E Main St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 443 E Main St, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1890
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$87,600 (Aug 2024)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`493001 118.17-1-41`

Property Details

APN / Parcel Number

Primary APN	`493001 118.17-1-41`
Alternative APNs	`300111801700010410000000` `00000000339`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	828 sqft
2nd Floor Area	792 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	289 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	475 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000339
Street Address	443 E MAIN ST
City	OWEGO
State	NY
Zip	13827-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1002
Census Tract	20401

Owner

Source: Tioga County and Owego Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 E BERKSHIRE RD, BERKSHIRE, NY 13736-1922
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Dec 27, 2021	Executor's Deed, Transfer
Nov 13, 2008	Deed, Transfer PAUL PRICE
Jan 15, 2008	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Nov 13, 2008 · Amount on Record
Deed Document Number	20242612
Prior Transfer Date	Jan 15, 2008
Prior Transfer Doc	0000015273/000000600
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Aug 6, 2024
Property Address	443 E MAIN ST, OWEGO, NY 13827-1230
Document Number	202400002612
Instrument Date	Aug 5, 2024
Instrument	2024-00002612
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E BERKSHIRE RD, BERKSHIRE, NY 13736-1922

Mortgage

Document Number	202400002613
Date	Aug 6, 2024
Instrument	2024-00002613

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TIOGA NY
Recording Date	Dec 27, 2021
Property Address	443 E MAIN ST, OWEGO, NY 13827-1230
Document Number	2021000006438
Instrument Date	Dec 16, 2021
Instrument	20210-00006438
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 SPENCER RD, CANDOR, NY 13743-1324

November 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Nov 13, 2008
Property Address	443 E MAIN ST, OWEGO, NY 13827-1230
Document Number	0000016279/0000004001
Book / Page	0000016279 / 0000004001
Instrument Date	Nov 13, 2008
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	PAUL PRICE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 SPENCER RD, CANDOR, NY 13743-1324
Investor	Possibly a Property Investor

January 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIOGA NY
Recording Date	Jan 15, 2008
Property Address	443 E MAIN ST, OWEGO, NY 13827-1230
Document Number	0000015273/0000006001
Book / Page	0000015273 / 0000006001
Instrument Date	Jan 15, 2008
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Municipality	Owego Village
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+92.21%)	$54,000 (-) Land $10,400 Building $43,600	$103,349 (+3.35%) Land $19,904 Building $83,445
2023		$54,000 Land $10,400 Building $43,600	$100,000 Land $19,259 Building $80,741
2019	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1979–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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