495 Baybrook Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 495 Baybrook Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1990
Lot Size	0.31 acres (13,547 sqft)
Owner	Individual Name on Record
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014173-002-08`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014173-002-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,567 sqft Heated Area
Gross Area	2,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,547 sqft (0.31 acres)
Lot Dimensions	120 ft deep x 113 ft wide
Garage Area	420 sqft
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	495 BAYBROOK DR
City	FLEMING ISLAND
State	FL
Zip	32003-8090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 106 FLEMINGBROOK UNIT 1 ASREC O R 1326 PG 478
Legal Range	26
Legal Township	05
Legal Section	04
Legal Subdivision	FLEMINGBROOK
Legal Block	550
Legal Lot Number	106
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3009
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	542 KENDALL CROSSING DR, ST JOHNS, FL 32259-8795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 29, 2025
Transfer Doc	0049731294
Record Updated	Jun 8, 2026

September 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CLAY FL
Recording Date	Sep 29, 2025
Property Address	495 BAYBROOK DR, FLEMING ISLAND, FL 32003-8090
Document Number	0049731294
Book / Page	4973 / 1294
Map Reference	MB 22 PG 31
Instrument Date	Sep 29, 2025
Instrument	2025046074
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 BAYBROOK DR, FLEMING ISLAND, FL 32003-8090

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	542 KENDALL CROSSING DR, ST JOHNS, FL 32259-8795

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00 (+5.17%) Homeowner's exemption	$141,615 (+2.9%)	$277,854 (+1.17%) Land $50,000 Building $227,854
2024	$1,471.00 (-16.09%) Homeowner's exemption	$137,624 (+3%)	$274,650 (+1.76%) Land $50,000 Building $224,650
2023	$1,753.00 (+10.74%) Homeowner's exemption	$133,616 (+3%)	$269,895 (+25.18%) Land $50,000 Building $219,895
2022	$1,583.00 Homeowner's exemption	$129,725	$215,613 Land $40,000 Building $175,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20