Clay County property record for 494 Baybrook Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1991 |
| Lot Size | 0.316 acres (13,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,000 (Oct 2020) |
| Tax Bill | $1,650 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-26-014173-001-72 |
| Primary APN | 04-05-26-014173-001-72 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,636 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,764 sqft (0.316 acres) |
| Lot Dimensions | 122 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 316 sqft |
| Storage Building | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 494 BAYBROOK DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 70 FLEMINGBROOK UNIT 1 AS REC OR 4362 PG 1716 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 04 |
| Legal Subdivision | FLEMINGBROOK UNIT 1 |
| Legal Lot Number | 70 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30701 |
Source: Clay County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 494 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC |
| Oct 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Prior Sale | Apr 27, 2011 · Amount on Record |
| Deed Document Number | 202052387 |
| Deed Book / Page | 4362 / 1716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 494 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047911434 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 4791/1434 |
| Instrument | 2024004821 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | 34967 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 22, 2026 |
| Property Address | 494 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 0000025024 |
| Book / Page | 5048 / 78 |
| Instrument Date | May 20, 2026 |
| Instrument | 202625024 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 0000025026, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 5048/82 |
| Instrument | 202625026 |
| Name | NATIONS DIRECT MORTGAGE, LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 8, 2020 |
| Property Address | 494 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 0043621716 |
| Book / Page | 4362 / 1716 |
| Map Reference | MB 22 PG 31-34 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020052387 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 LAKE COMO DR, 322, POMONA PARK, FL 32181-2406 |
| Name | Verified Name |
|---|---|
| Address | 494 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 0043621718 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 4362/1718 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 (+5.16%) Homeowner's exemption | $148,333 (-50.26%) | $307,933 (+3.26%) Land $50,000 Building $257,933 |
| 2024 | $1,569.00 (-64.28%) | ||
| 2023 | $4,393.00 (+18.6%) | $298,220 (+25.37%) Land $50,000 Building $248,220 | $298,220 (+25.37%) Land $50,000 Building $248,220 |
| 2022 | $3,704.00 | $237,874 Land $40,000 Building $197,874 | $237,874 Land $40,000 Building $197,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 47 (1992–2022) |
| Claims Outside the SFHA | 24 of 47 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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