Clay County property record for 480 Baybrook Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,917 sqft · built 1993 |
| Lot Size | 0.216 acres (9,452 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Jun 2018) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-26-014173-001-71 |
| Primary APN | 04-05-26-014173-001-71 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,917 sqft Heated Area |
| Gross Area | 2,448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,452 sqft (0.216 acres) |
| Lot Dimensions | 109 ft deep x 87 ft wide |
| Garage Area | 399 sqft |
| Pool Area | 612 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 12 sqft |
| Patio Area | 120 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 480 BAYBROOK DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 69 FLEMINGBROOK UNIT 1 ASREC O R 4092 PG 1322 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 04 |
| Legal Subdivision | FLEMINGBROOK |
| Legal Lot Number | 69 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30701 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 12, 2018 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Jun 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 2018030119 |
| Deed Book / Page | 4092 / 1322 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 480 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0041770497 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 4177/0497 |
| Instrument | 2019015719 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 12, 2018 |
| Property Address | 480 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 0040921322 |
| Book / Page | 004092 / 001322 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 30119 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | TITLE AMERICA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 480 BAYBROOK DR FLEMING ISLAND FL 320038089, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 40921324 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 004092/001324 |
| Instrument | 30120 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 480 BAYBROOK DR, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 0039891257 |
| Book / Page | 003989 / 001257 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 480 BAYBROOK DR FLEMING ISLAND FL 320038089, FLEMING ISLAND, FL 32003-8089 |
| Document Number | 0039891257 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 003989/001257 |
| Instrument | 33744 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 4, 2057 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,107.00 (-3.45%) Homeowner's exemption | $243,854 (+5.99%) | $358,799 (+2.06%) Land $50,000 Building $308,799 |
| 2023 | $3,218.00 (+6.95%) Homeowner's exemption | $230,080 (+3%) | $351,568 (+25.34%) Land $50,000 Building $301,568 |
| 2022 | $3,009.00 Homeowner's exemption | $223,379 | $280,489 Land $40,000 Building $240,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 47 (1992–2022) |
| Claims Outside the SFHA | 24 of 47 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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