471 Baybrook Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 471 Baybrook Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,277 sqft · built 1990
Lot Size	0.313 acres (13,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Jun 1990)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014173-002-11`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014173-002-11`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,277 sqft Heated Area
Gross Area	3,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,677 sqft (0.313 acres)
Lot Dimensions	149 ft deep x 92 ft wide
Garage Area	525 sqft
Porch	Porch
Porch Area	563 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	471 BAYBROOK DR
City	FLEMING ISLAND
State	FL
Zip	32003-8090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 109 FLEMINGBROOK UNIT 1 ASREC O R 1327 PG 621
Legal Range	26
Legal Township	05
Legal Section	04
Legal Subdivision	FLEMINGBROOK
Legal Lot Number	109
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3009
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	471 BAYBROOK DR, FLEMING ISLAND, FL 32003-8090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 1990 · Amount on Record
Deed Sale	Jun 5, 1990 · Amount on Record
Deed Document Number	0001327621
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	471 BAYBROOK DR, FLEMING ISLAND, FL 32003-8090
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 BAYBROOK DR, FLEMING ISLAND, FL 32003-8090

Mortgage

Document Number	0045841976
Date	Mar 18, 2022
Book Page	4584/1976
Instrument	2022017607

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (-6.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$191,753 (+5.99%)	$388,130 (+3.14%) Land $50,000 Building $338,130
2023	$2,396.00 (+8.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$180,922 (+3%)	$376,313 (+25.16%) Land $50,000 Building $326,313
2022	$2,206.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$175,653	$300,669 Land $40,000 Building $260,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20