Wright County property record for 495 3rd St SE, Cokato, MN 55321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,978 sqft · built 1927 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,500 (Jul 2007) |
| Tax Bill | $2,972 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-500-341211 |
| Primary APN | 105-500-341211 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,411 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 495 3RD ST SE |
|---|---|
| City | COKATO |
| State | MN |
| Zip | 55321-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-119 RANGE-028 UNPLATTED LAND COKATO TH PRT OF LT D OF LT A OF NE1/4 DES COM SW COR OF LT D TH E ALG S LN,ALSO BEI |
| Legal Range | 028 |
| Legal Township | 119 |
| Legal Section | 34 |
| Legal Subdivision | UNPLATTED LAND COKATO |
| Legal Lot Number | A,D |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | COKATO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 101300 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 3RD ST SE, COKATO, MN 55321-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2007 · Amount on Record |
| Deed Sale | Jul 6, 2007 · Amount on Record |
| Prior Sale | Dec 15, 2004 · Amount on Record |
| Deed Document Number | 2007105864 |
| Prior Transfer Date | May 11, 2007 |
| Prior Transfer Doc | 0000105864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 495 3RD ST SE, COKATO, MN 55321-9412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE MARK |
| Name | Verified Name |
|---|
| Document Number | 0001411015 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 1411015 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cokato City |
| County | Wright County |
| Unified School District | Dassel-Cokato Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,972.00 (+4.94%) | $240,300 (+1.91%) Land $42,400 Building $197,900 | $240,300 (+1.91%) Land $42,400 Building $197,900 |
| 2025 | $235,800 (+1.11%) Land $43,200 Building $192,600 | $235,800 (+1.11%) Land $43,200 Building $192,600 | |
| 2023 | $2,832.00 (+12.74%) | $233,200 Land $33,000 Building $200,200 | $233,200 Land $33,000 Building $200,200 |
| 2022 | $2,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cokato serves 2,792 people · EPA ID MN1860006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nuvera Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xtratyme Technologies.
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