510 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 510 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,224 sqft · built 1955
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Jan 2022)
Tax Bill	$3,306 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-500-341321`

Property Details

APN / Parcel Number

Primary APN	`105-500-341321`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	722 sqft
Finished Basement	722 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	12,763 sqft (0.293 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	510 3RD ST SE
City	COKATO
State	MN
Zip	55321-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 UNPLATTED LAND COKATO THAT PART OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 34, TO
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	UNPLATTED LAND COKATO
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2021
Census Tract	101300

Owner

510 3rd St SE is owned and occupied by an individual who bought it in January 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	510 3RD ST SE, COKATO, MN 55321-4278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF COKATO
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2019	Quit Claim Deed, Transfer TITLE MARK
Jul 10, 2019	Quit Claim Deed, Transfer TITLE MARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	Dec 12, 2013 · Amount on File
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0001399951
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	510 3RD ST SE, COKATO, MN 55321-4278
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 3RD ST SE, COKATO, MN 55321-4278

Mortgage

Document Number	0001488825
Date	Oct 29, 2021
Instrument	1488825

Lender

Name	THE FIRST NATIONAL BANK OF COKATO
Type	Bank
Address	COKATO, MN 55321

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 24, 2022
Property Address	510 3RD ST SE, COKATO, MN 55321-4278
Document Number	00A1497021
Instrument Date	Jan 14, 2022
Instrument	A1497021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 3RD ST SE, COKATO, MN 55321-4278

Mortgage

Document Number	00A1497022
Date	Jan 24, 2022
Instrument	A1497022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 10, 2019
Property Address	510 3RD ST SE, COKATO, MN 55321-4278
Document Number	0001399950
Instrument Date	Jun 21, 2019
Instrument	1399950
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	TITLE MARK

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 3RD ST SE COKATO MN 553214278, COKATO, MN 55321-4278

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 10, 2019
Property Address	510 3RD ST SE, COKATO, MN 55321-4278
Document Number	0001399951
Instrument Date	Jun 20, 2019
Instrument	1399951
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	TITLE MARK

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 3RD ST SE COKATO MN 553214278, COKATO, MN 55321-4278

Tax Assessment & Valuation

The 2026 property tax bill for 510 3rd St SE was $3,306.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,306.00	$245,200 (+2.72%) Land $44,800 Building $200,400	$245,200 (+2.72%) Land $44,800 Building $200,400
2025		$238,700 Land $45,900 Building $192,800	$238,700 Land $45,900 Building $192,800
2023	$2,712.00 (+29.76%)	$206,600 Land $35,600 Building $171,000	$206,600 Land $35,600 Building $171,000
2022	$2,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 510 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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