480 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 480 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,664 sqft · built 1918
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jun 2004)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-500-341310`

Property Details

APN / Parcel Number

Primary APN	`105-500-341310`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	10,672 sqft (0.245 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	480 3RD ST SE
City	COKATO
State	MN
Zip	55321-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 UNPLATTED LAND COKATO PRT OF LOT A OF W1/2 OF NE1/4 DES BEG 66FT S&432FT E OF NW COR OF SW1/4 OF NE
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	UNPLATTED LAND COKATO
Legal Lot Number	A
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2020
Census Tract	101300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 3RD ST SE, COKATO, MN 55321-9412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Nov 15, 2017	Deed of Trust, Mortgage · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2004 · Amount on Record
Deed Sale	Jun 2, 2004 · Amount on Record
Prior Sale	Nov 19, 1997 · Amount on Record
Deed Document Number	200489824
Prior Transfer Date	May 26, 2004
Prior Transfer Doc	0000089824
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	480 3RD ST SE, COKATO, MN 55321-9412
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1520247
Date	Nov 1, 2022
Instrument	A1520247

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	480 3RD ST SE, COKATO, MN 55321-9412
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001452807
Date	Dec 22, 2020
Instrument	1452807

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	480 3RD ST SE, COKATO, MN 55321-9412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001415304
Date	Jan 6, 2020
Instrument	1415304

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	480 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001358519
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 3RD ST SE COKATO MN 553219412, COKATO, MN 55321-9412

Mortgage

Document Number	0001358519
Date	Nov 21, 2017
Instrument	1358519

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00 (+11.24%)	$230,600 (+3.04%) Land $42,300 Building $188,300	$230,600 (+3.04%) Land $42,300 Building $188,300
2025		$223,800 (+12.92%) Land $42,500 Building $181,300	$223,800 (+12.92%) Land $42,500 Building $181,300
2023	$2,510.00 (+13.68%)	$198,200 Land $31,200 Building $167,000	$198,200 Land $31,200 Building $167,000
2022	$2,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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