485 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 485 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,477 sqft · built 1931
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Sep 2022)
Tax Bill	$2,428 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-500-341219`

Property Details

APN / Parcel Number

Primary APN	`105-500-341219`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	892 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	9,017 sqft (0.207 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	485 3RD ST SE
City	COKATO
State	MN
Zip	55321-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 UNPLATTED LAND COKATO E60FT OF W475FT OF S150FT OF LOT D OF LOT A OF W1/2 OF NE 5FT OF S150FT OF LO
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	UNPLATTED LAND COKATO
Legal Lot Number	A,D
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2012
Census Tract	101300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 3RD ST SE, COKATO, MN 55321-9412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Jun 2, 2021	Quit Claim Deed, Transfer QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC
Jun 2, 2021	Intrafamily Transfer, Transfer QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Sep 4, 2008 · Amount on Record
Deed Document Number	20221472614
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0001472343
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 24, 2022
Property Address	485 3RD ST SE, COKATO, MN 55321-9412
Document Number	00A1519647
Instrument Date	Sep 28, 2022
Instrument	A1519647
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	PARTNERS TITLE RESWARE

Transaction

Amount	Amount Recorded
Tax	$673.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	485 3RD ST SE, COKATO, MN 55321-9412

Mortgage

Document Number	00A1519648
Date	Oct 24, 2022
Instrument	A1519648

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Mortgage

Document Number	00A1520705
Date	Nov 8, 2022
Instrument	A1520705

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 2, 2021
Property Address	485 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001472343
Instrument Date	May 25, 2021
Instrument	1472343
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1506 PEBBLE CREEK DR, SARTELL, MN 56377-4521

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Jun 2, 2021
Property Address	485 3RD ST SE, COKATO, MN 55321-9412
Document Number	0001472344
Instrument Date	May 25, 2021
Instrument	1472344
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1506 PEBBLE CREEK DR, SARTELL, MN 56377-4521

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,428.00 (+14.53%)	$205,600 (+3.16%) Land $36,000 Building $169,600	$205,600 (+3.16%) Land $36,000 Building $169,600
2025		$199,300 (+17.17%) Land $36,000 Building $163,300	$199,300 (+17.17%) Land $36,000 Building $163,300
2023	$2,120.00 (+1.63%)	$170,100 Land $27,000 Building $143,100	$170,100 Land $27,000 Building $143,100
2022	$2,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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