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4949 Lotta Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4949 Lotta Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,910 sqft · built 2021
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$506,700 (Mar 2021)
Tax Bill$12,446 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN202631342900012660

Property Details

APN / Parcel Number

Primary APN202631342900012660

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,910 sqft Heated Area
Gross Area4,966 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.269 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4949 LOTTA CT
CitySAINT CLOUD
StateFL
Zip34772-8770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 266
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase3
Legal Tract3429
Legal Lot Number266
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631342900012660

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12440 BACALL LN, POTOMAC, MD 20854-1026
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIED MORTGAGE GROUP INC
Mar 05, 2021Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2021 · Amount on Record
Deed SaleMar 05, 2021 · Amount on Record
Deed Document Number2021032940
Deed Book / Page5905 / 1501
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4949 LOTTA CT, SAINT CLOUD, FL 34772-8770
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6206 VERNON PALMER CT, MC LEAN, VA 22101-2349

Mortgage

Document Number0059232514
DateMar 30, 2021
Book Page5923/2514
Instrument2021047394
Lender
NameALLIED MORTGAGE GROUP INC
TypeMortgage Company
AddressBALA CYNWYD, PA 19004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 05, 2021
Property Address4949 LOTTA CT, SAINT CLOUD, FL 34772-8770
Document Number0059051501
Book / Page5905 / 1501
Map ReferenceMB 29 PG 5
Instrument DateFeb 26, 2021
Instrument2021032940
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$3,546.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6206 VERNON PALMER CT, MCLEAN, VA 22101-2349

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,446.00 (+10.06%)$599,400 (+1.06%) Land $105,000 Building $494,400$599,400 (+1.06%) Land $105,000 Building $494,400
2023$11,308.00 (+12.53%)$593,100 (+26.19%) Land $99,800 Building $493,300$593,100 (+26.19%) Land $99,800 Building $493,300
2022$10,049.00$470,000 Land $84,000 Building $386,000$470,000 Land $84,000 Building $386,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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