4944 Lotta Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4944 Lotta Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	5 Baths
Year Built	Built 2020
Square Footage	3,855 sqft Heated Area
Lot Size	12,632 sqft (0.289 acres)
Occupancy	Owner Occupied
Last Sale	$473,700 (2021)
Tax Bill	$8,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`202631342900012640`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Partial Baths	1 Partial Baths
Building Area	3,855 sqft Heated Area
Gross Area	4,643 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Finished Garage
Fence	Fence

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4944 LOTTA CT
City	SAINT CLOUD
State	FL
Zip	34772-8770
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 264
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	3
Legal Tract	3429
Legal Lot Number	264
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 202631342900012640

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4944 LOTTA CT, SAINT CLOUD, FL 34772-8770
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2021 · Amount on Record
Deed Sale	Jan 04, 2021 · Amount on Record
Deed Doc Number	2021000340
Deed Book / Page	5863 / 2631
Record Refreshed	Jun 08, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 04, 2021
Property Address	4944 LOTTA CT, SAINT CLOUD, FL 34772-8770
Document Number	0058632631
Book / Page	5863 / 2631
Map Reference	MB 29 PG 5
Instrument Date	Nov 25, 2020
Instrument	2021000340
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,315.90
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4944 LOTTA CT, SAINT CLOUD, FL 34772-8770

Mortgage

Document Number	0058632637
Date	Jan 04, 2021
Instrument	5863/2637

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,973.00 (+6.37%) Homeowner's exemption	$448,477 (+5.99%)	$583,300 (+0.99%) Land $105,000 Building $478,300
2023	$8,436.00 (+2.64%) Homeowner's exemption	$423,144 (+3%)	$577,600 (+25.87%) Land $99,800 Building $477,800
2022	$8,219.00 Homeowner's exemption	$410,820	$458,900 Land $84,000 Building $374,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.