4937 Lotta Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4937 Lotta Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,910 sqft · built 2021
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on Record
Last Sale$497,700 (Mar 2021)
Tax Bill$12,356 (2025)
Deeds & MortgagesMar 2021 Sale
Flood ZoneZone X (minimal risk)
APN20-26-31-3429-0001-2690

Property Details

APN / Parcel Number

Primary APN20-26-31-3429-0001-2690
Alternative APN
  • 263120342900012690

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,910 sqft Living Area
Gross Area4,966 sqft
1st Floor Area2,438 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area618 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address4937 LOTTA CT
CitySAINT CLOUD
StateFL
Zip34772-8770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 269
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase3
Legal Lot Number269
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5559 QUARTERMAIN CRES, MISSISSAUGA, ON L5M 5
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Deed Document Number202148613
Deed Book / Page5925 / 1081
Record UpdatedSep 20, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 31, 2021
Property Address4937 LOTTA CT, SAINT CLOUD, FL 34772-8770
Document Number0059251081
Book / Page5925 / 1081
Map ReferenceMB 29 PG 5
Instrument DateMar 29, 2021
Instrument2021048613
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$3,483.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address5559 QUARTERMAIN CRESCENT ON L5M 5V2, 5V2, MISSISSAUGA XX

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,356.00 (+10.06%)$594,400 (+1.04%) Land $100,000 Building $494,400$594,400 (+1.04%) Land $100,000 Building $494,400
2023$11,227.00 (+12.53%)$588,300 (+26.24%) Land $95,000 Building $493,300$588,300 (+26.24%) Land $95,000 Building $493,300
2022$9,977.00$466,000 Land $80,000 Building $386,000$466,000 Land $80,000 Building $386,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, CenturyLink.

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