4940 Lotta Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4940 Lotta Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,658 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Finished
Last Sale	$408,800 (2021)
Tax Bill	$10,172.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`202631342900012630`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,658 sqft Heated Area
Gross Area	3,550 sqft Gross Area
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4940 LOTTA CT
City	SAINT CLOUD
State	FL
Zip	34772-8770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 263
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	3
Legal Tract	3429
Legal Lot Number	263
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 202631342900012630

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5601 MULHOLLAND PL DUBLIN CA 94568, XX
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2021 · Amount on Record
Deed Sale	Feb 04, 2021 · Amount on Record
Deed Document Number	2021016484
Deed Book / Page	5884 / 2515
Record Updated	Jun 08, 2026

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 04, 2021
Property Address	4940 LOTTA CT, SAINT CLOUD, FL 34772-8770
Document Number	0058842515
Book / Page	5884 / 2515
Map Reference	MB 29 PG 5
Instrument Date	Jan 29, 2021
Instrument	2021016484
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,861.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5066 OSBORNE CIR, DUBLIN, CA 94568-4892

Mortgage

Document Number	0058842519
Date	Feb 04, 2021
Instrument	5884/2519

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,172.00 (+7.48%)	$472,400 (+1.22%) Land $105,000 Building $367,400	$472,400 (+1.22%) Land $105,000 Building $367,400
2023	$9,464.00 (+10.77%)	$466,700 (+20.75%) Land $99,800 Building $366,900	$466,700 (+20.75%) Land $99,800 Building $366,900
2022	$8,544.00	$386,500 Land $84,000 Building $302,500	$386,500 Land $84,000 Building $302,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.