4947 Oakway Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4947 Oakway Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,477 sqft · built 2006
Lot Size0.317 acres (13,852 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Mar 2023)
Tax Bill$5,177 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN122427

Property Details

APN / Parcel Number

Primary APN122427
Alternative APN
  • 072531388500011430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,477 sqft Heated Area
Gross Area3,371 sqft
1st Floor Area2,477 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,852 sqft (0.317 acres)
Garage TypeFinished
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area314 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number122427
Street Address4947 OAKWAY DR
CitySAINT CLOUD
StateFL
Zip34771-7976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 143
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number143
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1006
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4947 OAKWAY DR, SAINT CLOUD, FL 34771-7976
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2023 · Amount on Record
Deed SaleMar 9, 2023 · Amount on Record
Prior SaleJun 22, 2009 · Amount on Record
Deed Document Number2023027710
Deed Book / Page6368 / 2924
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 9, 2023
Property Address4947 OAKWAY DR, SAINT CLOUD, FL 34771-7976
Document Number0063682924
Book / Page6368 / 2924
Map ReferenceMB 16 PG 90-92
Instrument DateMar 6, 2023
Instrument2023027710
Transaction TypeTransfer
Record UpdatedMar 20, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 ANTONIA LN, LADY LAKE, FL 32159-9273

Transferred To (Grantee/Buyer)

NameVerified Name
Address4947 OAKWAY DR, SAINT CLOUD, FL 34771-7976
InvestorPossibly a Property Investor

Mortgage

Document Number0063682926
DateMar 9, 2023
Instrument6368/2926
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,177.00 (+96.77%) Homeowner's exemption$363,136 (+97.26%)$435,500 (-2.94%) Land $90,000 Building $345,500
2023$2,631.00 (+4.7%) Homeowner's exemption$184,092 (+3%)$448,700 (+16.7%) Land $90,000 Building $358,700
2022$2,513.00 Homeowner's exemption$178,731$384,500 Land $80,000 Building $304,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, CenturyLink.

Nearby Properties on Oakway Dr

Nearby Streets

Search Property Records by Address or Parcel Number